Community Care Packages/Services
Facts You Should Know
From 1.7.15, the cost to access a subsidized community care service and package will increase for those persons who are deemed by the Government to have the financial capacity to pay. Your income and financial assets will be taken into account when your fees are calculated. If you have a partner, your combined income and financial assets will be taken into account in the calculation of fees.
- A Home Care Package after 1 July 2015 may cost you one or both of the following:
- A basic daily fee, equivalent to 17.5% of the single basic aged pension – $136.78 per person, per fortnight (from 20 March 2015 to 19 September 2015). This rate increases on 20 March and 20 September each year in line with changes to the Age Pension. This applies to each person receiving a Home Care Package, even if you are a member of a couple.
- An income-tested care fee if your income is over a certain amount. The Department of Human Services works out the income-tested care fee based on an assessment of your financial information.
- You cannot be asked to pay an income-tested care fee if you have a yearly income below the following:
- Individual person – $25,118.60
- member of a couple but now separated due to illness (individual income) – $24,650.60
- A member of a couple living together (combined income) – $38,984.40.
- There are annual and lifetime caps that apply to the income-tested care fee.
- $5,069.84 per year for part-pensioners
- $10,139.68 per year for self-funded retirees.
These caps are indexed.
- You will need to complete and lodge an income assessment form.
- If you are a couple, half of your combined income is included in the assessment, regardless of which partner earns the income.
Once this cap is reached, you cannot be asked to pay any more income-tested care fees until the next anniversary of the date you first began receiving aged care. Your service provider can still ask you to pay the basic fee.
Providers of Funded Packages
Providers of funded packages usually charge 17.5% of the single pension, regardless of the care and services which the older person requires. They are able to charge only 17.5% of the single pension because the Government subsidizes some of the cost of providing the packages.
These providers are usually constrained by guidelines regarding the care and services which can be accessed via a funded package. Other constraints include the fact that these providers usually have many clients and they may be unable to schedule visits to suit each person’s preferences.
Beaumont Care Community Services
When peace of mind means everything
Beaumont Care community services are different for the following reasons:
- Are not restricted by Government guidelines
- No requirement to disclose financial status, assets and income
- Are reasonably priced with clients only paying for the services which they want
- Are flexible in their approach and able to respond quickly to requests for care with minimal notice
- Tailor care to support each older persons’ routines, thus minimizing feelings of intrusion and/or confusion
- Encourage older persons to remain and/or regain independence
- No waiting period
- Focus on supporting the choices of older persons including:
- The tasks with which assistance is needed
- The preferred day for care and services
- The preferred time for care and services
- The preferred staff member
- The tasks requested, day by day
- The preferred length of time for engagement of staff